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A Values-Based Spending & Saving Framework
Budgets fail not because people lack discipline — they fail because they were built to restrict rather than to reflect. This workshop teaches you to build a budget that is rooted in your actual values, honest about your real income, and flexible enough to support the life you want now while building the wealth you want later. We replace shame-based budgeting with intention-based planning.
Clarify your top 5 financial values and what they look like in practice
Calculate your true take-home income (including side income, variable pay)
Categorize all monthly expenses and identify drain vs. investment spending
Apply the Triverre Allocation Method: Needs / Goals / Joy / Reserve
Identify and eliminate minimum 3 'leak' expenses draining your plan
Build a realistic savings rate starting at whatever your current income allows
Create a flexible, living budget you will actually stick to
The shame cycle, willpower depletion, and unrealistic baseline assumptions. Reframing budgeting as financial self-care.
Identifying your top 5 financial values and how your current spending reflects or contradicts them.
Building your complete income picture. Categorizing every expense. Identifying leaks, waste, and values-misaligned spending.
Needs (50%), Goals (20%), Joy (20%), Reserve (10%) — customized to your actual income and circumstances.
Completing your first draft budget, setting quarterly review dates, and choosing your tracking system.
The following worksheets are completed during the live session. Preview them below, or download a print-ready PDF of the worksheets only.
Download Worksheets as PDF
Print-ready worksheet packet for this session — for participant use only. © Triverre Institute™. All rights reserved.
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